Best Real Money Scratch-Offs & Scratch Cards Online

Ah, the grand tradition of heading down to the gas station and picking up a scratch card. But can you play them online? Yes! We’ll explain how with this real money online scratch-off guide.

Best Places to Play Real-Money Casino Games 2024

Real-money online scratch card games are available to play in the United States right now. That’s right — you can win cash on scratch cards from the comfort of your own home!

If you’re here for a little bit more information before you settle on an online real money scratch-off to play, we’ve got you covered. The rest of this page breaks down everything you need to know in much more detail.

Table of Contents

Which Casinos Offer Online Scratch Cards?

These five recommended sites are our favorites for playing online scratch-offs for real money. If you’re ready to learn how to play scratch-offs online, we suggest you start with these casinos. Each one offers a variety of scratch cards to play for fun or for money.

Café Casino

Café Casino has been serving bettors since 2016. This online casino offers scratchers and a variety of other casino games to try. The casino is mobile-friendly so you can take your favorite real money online scratch-off games with you wherever you go.


  • 250% Match Welcome Bonus up to $1,500

  • Live Dealer

  • Hot Drop Jackpots


  • Low maximum deposit limits

  • Bonuses have expiration dates

Cherry Gold Casino

Cherry Gold Casino has a simple, easy-to-navigate user interface that we love. There’s a selection of scratch-off games in the Specialty Games section and bettors will find a variety of other casino games to keep the entertainment rolling.

You can learn more about Cherry Gold Casino’s game selection by reading our review.


  • Extensive customer support options

  • Large progressive jackpot

  • No fee withdrawal


  • Payout requests limited to 1x per week

  • Bonuses limited to slot titles


DuckyLuck Casino has a nice selection of scratch cards and a 600% Crypto Payment Method Bonus that can be used on your favorite scratch titles. The casino also offers a multitude of promotions and contests, and a rewards program with even more perks.

It features many software providers to choose from and a Fresh Deck Studios live dealer platform with a variety of games.


  • Variety of banking methods

  • Fast payout times

  • Casino rewards program


  • Cap on bonus cash outs

  • Lacks contact phone number for customer support

How We Rank Scratch Card Casinos

We take a number of factors into consideration when we rank online casinos. We do all the leg work, so all you have to do is select one of our real money online scratch-off casinos and start playing.

We evaluate six key areas of the casino. And, if they don’t meet our criteria – they don’t make the list. Here’s what we look for.


First and foremost, we look for trusted, safe gambling sites where you need not worry about scammers stealing your vital information.

These key things ensure a casino site is reputable. Security features we look for include:

  • A casino license from a reputable gaming authority

  • Secure Sockets Layer (SSL) encryption

  • Random Number Generators (RNGs) to ensure fairness in games

  • Highly rated reviews

The casinos we recommend meet all of these criteria.


Variety, quality, and quantity are the three aspects we look for when analyzing casino games. If you love scratch games online, chances are you already enjoy or will enjoy playing other casino games too.

Many casino sites offer popular games like:

The best sites have several variations of your favorite game with high-end graphics, live dealer platforms, and demo or practice versions so you can hone your skills.


As players ourselves, we are always keen to identify sites with the best casino bonuses. Bonuses and promotions are a great perk that online casinos offer new patrons and return gamblers. We love to see valuable welcome bonuses and an array of promotions, contests, perks, and reward programs offered to casino enthusiasts.

The most exciting ones to find are no deposit bonus codes, but kinds of bonuses can also include all or some of the following:

  • Welcome bonus
  • Cryptocurrency bonus
  • No deposit bonus
  • Weekly promos
  • Bad beat promos
  • Sports bonus
  • Poker bonus
  • Free spin slot bonus
  • VIP or loyalty rewards
  • Contests, drawings, and giveaways


We all have a favorite, go-to banking method when it comes to everyday purchases. So, why wouldn’t it be the same with your favorite online casino?

Well-rounded online casinos offer credit card, cryptocurrency, and e-wallet options. Bank transfers, money orders, and debit cards are less common, but perfectly acceptable choices when scouting for banking methods.

We look for casinos that offer a variety of banking methods that have instant deposits, low or no fee withdrawals, and fast payouts.

User Experience and Mobile

When you’re looking for your favorite casino game, finding it shouldn’t be a chore. We look for sites that are easy to navigate, quick to load, and transfer seamlessly no matter what device you’re using.

For a casino to get a good review from us, there must be fully-functional mobile sites available that is compatible with both iOS and Android. Having a scratch off app so you can play your favorite games anytime, anywhere is a plus.

Customer Support

Customer support is another area we scrutinize when choosing the best casino sites. In today’s world, when you want answers, you need resources to find those answers.

We look for the following features:

  • 24/7 live chat
  • Email
  • Phone number
  • FAQs section

We also test for courteous replies, quick responses, and an all-around pleasing experience.

How to Play Online Scratch Cards for Money

Now, we’re going to talk about how you can play these scratch card games online. Finding a casino and playing scratch games online isn’t as difficult as it may seem. You can get started in just a few steps.

Choose a Reputable Online Casino

This should come as no surprise that this is the first step. Before you can get started, you need to find a casino to play scratch games. Be sure to check our recommendations! Choosing the wrong casino for real money online scratch offs can put you in a world of trouble.

Some US online casinos exist only to scam you out of your money. Our team has spent countless hours trying to find the best online casinos with scratch cards for you.

Fund Your Casino Account

The next step is to get some money into your account. There are many different ways you can do this. Depending on the casino, you could have a myriad of options, ranging from cryptocurrency to paper checks.

Pro Tip:

If given the opportunity, always look for cryptocurrency options such as online casinos accepting Bitcoin. Any cryptocurrency option you choose will be one of the safest banking methods you will use.

Choose Your Favorite Game

This is the easiest part. Just pick your favorite game! We’re going to talk about a few of the different US scratch card games that are available a little later.

The games we talk about are our personal favorites, which you may or may not like. When you have your casino, and funds deposited, make sure you take your time to find the real money online scratcher that is right for you.

How Online Scratch Card Games Work

Believe it or not, playing scratchers online is not that different than playing in person. You might not get the same feel as digging into that paper with a coin, but that’s the only difference in gameplay

There are many different variants to choose from. But how do we get to these games? Let’s take a look.


After you get all signed up, you can select a game from the library and start scratching! All of the games are real money based. You pay a designated amount of money to buy a card that you virtually scratch to see your winnings.

Just like with actual scratch off cards, each game may have different rules and winning options. Make sure you read all the terms of each card, so you know exactly what you need to win.

There are tons options for US players looking for real money scratch card games — maybe even too many! We’ve curated this list of our own favorites to help you save time browsing:


This is a fan favorite to many for its simplistic themes and pay tables.

You “scratch” away the marking to reveal different insect creatures that have their pay table numbers on the left. You can stake up to $5.00 per card.

Thunderstruck 2

This game is loved by many, not only for the incredible imagery but also the sound effects that accompany it.

In this game, you can bet up to $200 on every card. With multipliers up to 250x, you have plenty of chances to strike it big with this real money scratch off card game!

Big Break

With an animal beach theme, this is definitely a fun game to try!

If you hit three of the “munky wax” symbols, you have a chance at hitting a 10,000x multiplier! You can bet up to $10 on every ticket, so hitting the jackpot on this game will result in a very nice payday.

How Much Money Can You Win With Online Scratch Cards?

The games are designed and work just like the games you pick up and play at a local convenience store or gas station. And in the same way there may be a huge potential to win cash on scratch cards!

To give you an idea, here are four of the biggest wins in history:

  • Grace Walker from Scotland won £1 million ($1.2 million)
  • Melissa Ede won £4 million ($5 million)
  • New Jersey player Robert Stewart won $5 million
  • Wade Harmon, a man from North Carolina won $10 million off a $30 ticket
Will you be the next player to win a huge jackpot from an online casino scratch card?

There’s only one way to find out!

Real Money Casino Scratch Card Games vs. Free Play

You may be wondering what the difference is between the online casino scratch card for real money games and the free play games that you can find on many of the recommended sites.

The biggest difference is the free play games, also referred to as demo games, don’t pay out real money when you scratch a winning card. Which can be a real bummer. But the free play games can be a fun way to pass the time if your bankroll is dry or you want to get some practice time in before making a real money wager.

When you’re ready to play for real and take a shot at winning some cash, be sure to visit the banking or cashier section of the site and make a deposit. Then click play instead of demo or free play, and hopefully, you’ll scratch some winning numbers.

Best Places to Play Real money Casino Games 2024

Do you enjoy playing a variety of online casino games? These top casino sites offer a diverse variety of entertaining options.

In addition to scratch cards, you’ll find slots, blackjack, poker, sports betting, roulette, baccarat, specialty games, and more! Our recommended casinos have everything you’re looking for.

Frequently Asked Questions

  • Please don’t ever trust a website or casino that offers to pay you real money without depositing some in return. Some websites might have social offerings where you can get tokens or something similar.

    All you need to make sure of is that you don’t give out any personal information.

  • One thing that many people are searching for is to find a no-deposit casino that pays out real money. We have not come across any casino that pays real money if you don’t make a deposit yourself.

    If you find one, please, let us know!

  • There may be some apps that have scratch cards. Most of the online casinos that we recommend have mobile casinos available so you can still play on your smartphone or device.

  • Options are available for a wide range of gaming budgets. Some users start at with wagers as low as 5 cents, and others can be hundreds of dollars. It all depends on what you want to risk.

  • As long as you select an online casino that’s set up to accept crypto deposits, playing scratch-offs online for real money with cryptos like Bitcoin, Litecoin, or Ethereum will be a breeze.

  • Playing online scratch-offs online for real money allow you a few advantages over the more traditional approach of going out and buying tickets. Thanks to online casino apps you can play from wherever you are, you have access to the widest variety of unique games, and you’re eligible for online gambling bonuses.

  • The outcomes of real money online scratch games are completely random just like with paper scratch cards. The only bit of strategy we can really give is that more expensive cards have the potential for higher rewards, but be aware they also come with higher risk.

  • Yes, there are legal online casinos that offer real money scratch cards. There are many ever-changing laws with the US that relate to online gambling. From a federal level, however, you are entirely safe to play at any of the US casinos we recommend.

    Obviously, it is in your best interest to check with your local state laws as well if you have any concerns, as we are not lawyers and do not claim to be in any way.

  • Well, they are only played at online casinos! Whereas, physical lotto scratch-offs must be purchased from a physical establishment that sells them.

    Playing scratch-offs online for real money over physical cards also usually means you’ll get access to your winnings a lot faster.