Guide on How to Play Baccarat Online

Baccarat Text and Cards and Chips
Online baccarat simulates the high-stakes action you might find in a casino but in an internet gambling scenario. Baccarat makes for one of the most unique and exciting games of chance that you can play online.

Learning more about the process can help you enjoy the action more while also helping you make the right decisions in terms of gameplay and choosing the best sites.

If you think that baccarat is something only James Bond plays, you’re missing out. Baccarat is actually a simple game for an online player to take on at top gambling sites, even if the action might seem confusing at first.

Once you learn the ins and outs of online baccarat, you’ll find that it gives you solid payback and doesn’t require much out of you.

In this article, we’ll do our best to give you all the information you need to play baccarat online for real money. We’ll explain how the game works, the types of bets you can make, your odds and potential payback, and the advantages you get out of playing it online.

Finally, we’ll also look into what it takes to choose a gambling website while also answering some common questions about the game.

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Getting Started Playing Online Baccarat

Baccarat is a game that can seem hopelessly complex when you start to think about how cards are doled out.

The rules for getting more cards in a hand also differ. But there is nothing you have to do as the player once the hand begins. You can just sit back and let the action take place in front of you, since all the rules are set in stone.

When you see an online baccarat game, you’ll usually see a simulation of a felt table as if you were playing in a casino.

The key to making decisions concerning the game will be the betting buttons at the bottom of the screen. This is how you make your bets and change them from hand to hand.

For example, most online baccarat games feature a series of chips, each denoting a different amount of money or credits. You click on these to build your bet. Then, you’ll click on the type of bet you want to make.

Backing the Player or Banker

These bets are usually separated on the screen, either top to bottom or left to right. You’ll select the size of your bet first, then you’ll click on the bet you want to make: banker, player, or tie. If the online baccarat game in question also includes side bets, you’ll see spaces for them as well, such a banker pair or dealer pair.

BetUS Online Baccarat

There are buttons that allow you to either make the same bet over and over (so you don’t have to keep clicking on the chips and the bet every time) and allow you to reset the bet. You’ll find a “Deal” button, which will start up the band once you’ve decided on the amount and type of your bet.

Other Parts of an Online Baccarat Game

These elements on the screen are a part of most online baccarat games for real money.

You might find some that include other indicators. For example, you might find ones that include a tally of recent scores in the game as a way of keeping track of what’s happened, just in case you want to use this information.

Once you make your wager and hit the “Deal” button, the amount that you bet will be deducted from your bankroll, which will also be indicated on the screen.

At the completion of the hand, any winnings will be added to your bankroll. Keep in mind that the hand will play out in front of you once you hit the “Deal” button.

How the Rules of Baccarat Work

Baccarat features a battle between the player and the banker. But keep in mind that you aren’t tied to either side. For example, even though you’re playing online baccarat, you can actually identify with the banker’s side in terms of your betting.

The game begins with two cards dealt out to the player side and the banker side. In this way, it resembles blackjack. But unlike blackjack, the person who is playing the game has no control over what cards are received on either side, since this process is determined by unchangeable rules.

Live Dealer Baccarat Online

Whether or not more cards are dealt is determined by the value of the original cards possessed by the banker and the player. The cards in the deck are worth the following in online baccarat:

  • Ace = 1
  • Two through Nine = Face value of card (two = 2, three = 3, etc.)
  • Ten, Jack, Queen, King = 0

The two cards on each side will be added up to determine the value of each baccarat side. When you add these values, if the sum is less than 10, that is the value of the hand at that point. If the sum is 10 or greater, the 1 is dropped to make the value.

For example, if the two cards received are eight and four, you would add them up to make 12. You would then drop the 1, leaving the value of the hand at 2.

Once that value is determined, the following rules apply.

  • If either the player, banker, or both end up with 8 or 9 after two cards, the hand is complete. An 8 or 9 is a natural.
  • The player side will draw another card with a value of 5 or less. They will stand when the value is 6 or 7.
  • The banker will draw another card if their side has a value of 5 or lower and the player side has stood at 6 or 7. If the banker has 6 or 7 and the player has the same, the banker will stand.
  • Anytime that the player side has drawn a third card, the banker will then decide to draw a card based on the third card the player has drawn and what the banker’s value currently is.
  • Banker draws the third card every time their value is two or less.
  • Banker draws the third card when their value is three and the player draws an eight on their third card.
  • Banker draws the third card when their value is four and the player draws two through seven on their third card.
  • Banker draws the third card when their value is five and the player draws four through seven on their third card.
  • Banker the draws third card when their value is six and the player draws six or seven on their third card.
  • Banker does not draw a third card with value of seven.

At the completion of this process, the value of the two hands—the banker’s hand and the dealer’s hand—are compared. The side with the higher value is the winner, but they can also tie.

Casino Odds and Payback on Baccarat

Your chance to affect the baccarat action comes with the betting aspect of the game. For most online backgammon games, you will have the choice among three bets:

  1. Banker
  2. Player
  3. Push or Tie

If you bet on the player’s side, you will receive even money for a winning bet. In other words, if you bet five units, you’ll receive five units in return.

Meanwhile, if you bet on the banker side, you receive a ratio of 95 to 100 for your win. In other words, if you bet a dollar, you receive 95 cents in return.

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Why does betting on the banker return less? Well, the banker has a slight advantage in every hand of online baccarat because of the fact that they get the last move. As a result, the adjustment is made by online casinos in order to maintain a house edge.

Meanwhile, a bet on a push will return you 8 to 1 on your wager. In other words, if you bet $1, you’ll receive $9 in return for a winning tie bet. That’s because you get the dollar that you bet back in addition to your $8 profit.

Pair Bet

Many online baccarat variations try to spice up the action by adding side bets besides the basic three wagers you can make in common versions. These bets allow you the chance to win more in a single hand than you could if you were just choosing one side or the other.

The most common side wager is player pair or banker pair. It’s basically a wager that you would win if the two cards received by the player side or banker side are the same rank.

For example, if the player received two 8s or the banker received two aces, a bet on a pair returns 10 to 1.

Tips for Playing Online Baccarat

Online baccarat is definitely a game that is dictated by the luck of the draw. But there are some tips you can use to improve your chances of winning. Check them out below.

Know Your Odds

You know how much you will get paid back with specific bets in online baccarat. But you should be aware of the percentages in terms of each of those bets coming up a winner. When you know that information, you’ll start to understand the best way to play the game.

On a typical hand of baccarat, the banker is the favorite to win by just a single percentage point around 46% to 45% over the player. The other 9% of the time, a tie or push can be expected.

Online Casino Baccarat Game

When you combine those odds with the typical payback for those hands, you’ll find that the payback percentage for betting on the banker’s side is around 98.9%. Betting on the player’s side gets you about 98.7%.

That might not seem like much of a difference, and it might seem like you can choose either one depending on a hunch. But once you play for a long period of time, the difference will start to make a difference in your bankroll.

As such, the smartest way to play online baccarat is to bet the Banker side every time.

Avoid Specialty Bets

It can be tempting to go for bets like a push or a pair in order to win more money in a hurry. While it is true that these bets can give you more of an instant reward, they are actually poor bets in the long run.

For example, the expected payback percentage if you bet on a push every hand comes in at around 86%. The pair bets do only slightly better at 90% payback. Compare that to the bets for Player or Banker at 98%, and you can see what you’re giving up by making those wagers.

Don’t Guess

Many people might get a little bored simply betting the same side every single time when playing real-money online baccarat. You might think that you can guess what’s coming based on what has happened before.

Online baccarat sites often encourage you to think that way by including past results of hands so that you can try to spot trends.

The truth is that trends don’t really exist in online baccarat. Each individual hand is determined by random number generator software. This ensures that each hand is conducted as if it were the first one you were playing on a fresh deck.

If you keep switching back and forth between banker and player bets, you might get lucky in the short term. But over the long run, you will be hurting your payback percentage. Even though it might not be exciting, sticking with the banker is the best way to go when playing online baccarat.

Advantages of Online Baccarat

  • You can play online baccarat whenever you want without having to try to get to a casino. This allows you to get your action whenever and wherever you want.
  • You won’t be intimidated by the action at a casino baccarat table. If you’ve never played in a casino before, you might not know the right way to place your bets or the etiquette involved.
  • You can time the game the way you want. In other words, you can play rapidly or slowly. When you play at a casino, you’re at the mercy of the employee operating the baccarat table.
  • You have more flexibility in terms of betting limits. Casino baccarat is often reserved for high rollers. When you choose your online game, you can find one that fits your budget.

Choosing the Best Online Baccarat Websites

Look for the following qualities when you’re playing online baccarat for real money:

  • Banking reliability
  • Competitive bonuses
  • Intuitive interface
  • Live dealer baccarat available
  • Effective customer service
  • Mobile gambling options

If you want to get started right away playing at the best real money online casinos for baccarat, check out the page linked below. There we have ranked and reviewed the best casino sites specifically for playing baccarat online.

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We hope that this article has given you a better understanding of the game known as baccarat, specifically the online version of it. Although it’s a game associated with high rollers and complex rules, it is actually really easy and affordable to play online.

When you also consider that it pays back pretty well, you should consider checking it out as soon as possible.