Online Casinos Payment Methods for US Gamblers

With so many online casino payment methods to choose from, gamblers have plenty to pic from. It can be tricky to know which methods what are out there, how they work, and how to use them. But it’s crucial to get it right so that you have a deposit and withdrawal method that works best for you.

Our guide to online casino banking options provides everything you need to know so you can decide which banking option is best for you.

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Credit & Debit Cards

Credit cards are the most popular form of deposit at online casinos. They are accepted at most online casinos and are simple to use.

Visa credit payment method


Bank of America founded Visa in 1958 and it is the most widely used credit card for gambling deposits and withdrawals. Casinos everywhere accept Visa for deposits, and most accept it for withdrawals as well.

Mastercard credit payment methodority


As one of the world’s most known brands, Mastercard is a popular casino payment method choice and is available at most online casinos.

AMEX American Express horizontal logo

American Express

American Express, or AMEX, is a worldwide credit and charge card that requires a high credit score for approval. Card users enjoy higher limits and exclusive rewards. However, online betting sites that accept American Express are not as prevalent.

Discover logo 2022


Discover is another credit card payment method accepted that many online casinos accept. As the third largest credit card provider in the US, it is a popular choice amongst gambling enthusiasts.

Pros and Cons of Debit & Credit Cards


  • Widely accepted at most online casinos

  • Simple to use

  • Secure

  • Deposits are instant


  • Payouts take 3–4 business days

  • Minimum and maximum withdrawal limits

  • Not all casinos accept credit cards for withdrawals

Crypto Banking Options

Cryptocurrency continues to grow in popularity as an online gambling payment method. It comes in many forms and is a safe, secure, and efficient way to move funds when gambling.

There are numerous forms of crypto and many are becoming mainstream in the gambling marketplace. Cryptocurrency is also gaining popularity as a sports betting deposit method.

Here’s a more in-depth look at some of the digital currencies you can use for crypto gambling.

Bitcoin logo with transparent background


Bitcoin was the first form of crypto and is the most well-known crypto gambling currency. In 2017, Bitcoin Cash was introduced. Bitcoin Cash has lightning-fast transaction speeds and can process more than 60 transactions per second!

Perk of Using Bitcoin:

  • Largest cryptocurrency with lots of liquidity.
Chainlink Logo horizontal

Chainlink was founded in 2014 and gained steam in 2020 when it became the fifth largest cryptocurrency.

Perk of Using Chainlink:

  • Smart contract features adds a layer of protection.
Dogecoin horizontal


Dogecoin originated in 2013 and features a Shiba Inu dog as its logo. Doge has quick transaction times and low fees.

Perk of Using Dogecoin:

  • Fast, cheap, and a favorite of Elon Musk.
Ripple logo banner


Ripple is becoming mainstream at many online casinos. XRP is the coin Ripple uses; and the low fees, fast speeds, and refined blockchain tech make this crypto choice hard to resist.

Perk of Using Ripple:

  • Transactions completed in minutes.
Ethereum logo horizontal authority


Ethereum hit the crypto scene in 2013. Its tokens are called ether and it runs on a peer-to-peer network. It’s gaining popularity due to its fast withdrawal casino transaction time and low environmental impact.

Perk of Using Ethereum:

  • Dast transactions with a small environmental impact.

Pros and Cons of Using Cryptocurrencies


  • Enhanced security due to decentralization

  • Low fees

  • Low deposit and withdrawal minimums

  • Special bonuses and promotions for crypto users

  • Provide anonymity

  • Fastest type of payout


  • Not available at all casinos

  • Value can be volatile

More Crypto Casino Payment Options

E-Wallet Casino Payment Options

E-wallets are similar to online bank accounts and allow you to store cash, make transactions, and keep a payment history.

They are convenient for sending and receiving funds to and from friends and people you trust. For instance, if you’re splitting casino winnings or have a betting pool for your favorite sports team, e-wallets are a great way to transfer funds back and forth.

Many e-wallets work with cryptocurrencies and can be used to play your favorite casino games, or as one of the many sports betting deposit methods.

PayPal Logo square


PayPal was the first digital wallet and is a great platform for your gambling endeavors. Founded in 1998, PayPal is a secure and convenient way to pay for purchases and transfer funds, and has an extra layer of security for gaming related payments.

Perk of Using Paypal:

  • Easy to use and widely accepted.
Cash App Logo

Cash App

Cash App is a free e-wallet that is linked to your debit or credit card. Online gamblers can use it to make Bitcoin deposits and transfers but it can also be used to transfer money and stocks.

There are zero fees if you link your bank account or debit card. However, there is a 3% fee per transaction if you choose to link your credit card to the e-wallet.

Perk of Using Cash App:

  • Instant and anonymous payments.
Skrill Logo


Skrill, formerly known as Moneybookers, offers instant deposits and free bank transfers and offers a few advantages when compared to its competitors.

Perk of Using Skrill:

  • Zero fees for sending money to your bank account.
Neteller Logo


Neteller is an easy-to-use, secure e-wallet. Similar to Skrill, Neteller deposits at casinos are instantaneous but withdrawals can take up to five days.

You can fund a Neteller account via a bank account, Visa, Mastercard, Paysafecard, and Bitcoin.

Perk of Using Neteller:

  • Can be linked to 40 different payment methods.
Zelle Logo


Zelle became part of the e-wallet group after 2010 and is owned by Early Warning Services. Zelle does not charge fees for person-to-person transactions and limits are based on the bank attached to the account.

Perk of Using Zelle:

  • No fees or bank information needed.

Pros and Cons of Using E-Wallets


  • Convenient

  • Secure

  • Easy to use

  • Readily available on mobile devices


  • Lack of anonymity

  • Transactions over $600 are reported to the IRS

  • Payout fees

More Online Casino Payment Methods

Labelled green money order logo icon size

Money Order

Many casinos accept money orders. These are easy to obtain, don’t require banking information, and are cheap. However, you need to send them physically to the casino and they can have high fees and minimum amounts on withdrawals.


Pre-Paid Visa Gift Card

Cheap and easily purchased from retailers, pre-paid gift cards are another good way to fund your account without revealing banking information. The drawbacks are the limited balances, fixed deposit and withdrawal amounts and the associated fees.

Generic logo for wire transfers

Bank Transfer

Most casinos allow you to transfer money from your bank account. These transactions are reliable and safe but can be slow and have high fees on withdrawals.

How to Pick a Online Casino Payment Method That’s Best for You

There are a plethora of online gambling payment methods, but which one is right for you? That all depends on what you’re most comfortable with and what works best for your bankroll.

Here’s a few things to keep in mind when picking a payment method to use.

Security Features

Safety comes first. Before using any payment method, make sure that it is run by a reliable party that offer essential security features like encryption.

Payout Speeds

The quicker you can get your money in and out of the casino, the better. No one likes waiting for their winnings. There are even casinos with instant withdrawals.

Minimal Fees

No one likes paying money for nothing, which is what payment fees can feel like. Some online casino banking methods, like cryptocurrencies, have no fees. Choose a method where they are as low as possible.

Fits Your Gaming and Lifestyle Needs

Whatever method you choose, make sure it works for you. For instance, if your prefer to make many small deposits, choose a method with low minimum requirements. If you plan to make large, infrequent deposits, maybe minimum deposit requirements won’t be an issue for you.


Many online casinos offer extra perks for using certain payment methods; such as larger welcome bonuses on crypto deposits. If you can get free perks for using a payment method, why not take advantage?

US Online Casinos with the Best Banking Options

When it comes to casino payment methods many factors go into the equation to produce the best sites with the best banking options.

These top five casinos all differ in the bonuses they offer, the banking methods available for deposits and withdrawals, payout speeds, and fees. What they do have in common is they are trusted, secure sites with a variety of banking methods, and a massive number of casino games and sports betting options to keep you entertained.

Using Online Casino Banking Methods

If you’re new to online gambling and do not know where to start, the following steps should help you take the first steps and get you playing as quickly as possible.


1. Find the payment method that best suits you

Doing your homework always pays off. Spending the time choosing the right method will save your money and make your playing time more enjoyable.

2. Sign up to an online casino that has your preferred payment method

You will need to give the casino personal and financial information. Make sure to check any fees and to redeem any bonuses.

3. Make a deposit via the casino’s Cashier section

The best online casinos make this easy and walk you through the process.

4. Play

After the deposit appears on your balance, play to your heart’s content.


1. Do your research

Find out which withdrawal method works best for you. Before choosing an online casino, confirm it has both your preferred deposit and withdrawal methods.

2. Select the payment method in the Cashier Section and process your request

Make sure you understand the withdrawal times, fees, and also any wagering requirements if you’ve redeemed a bonus.

3. Wait to receive your payout

The casino should make it clear how long it takes to receive your payout and how much it costs.

Casino Payment Methods FAQs

  • Deposit methods for online casino vary from site to site. Our favorite online casino deposit options include sites that accept cryptocurrencies, like DuckyLuck Casino.

  • Prepaid Visa gift cards work the same as a Visa credit or debit card at most gambling sites. Other prepaid cards include: PayPal, Mastercard, and American Express.

  • If you’ve processed an instant withdrawal, it can take up to a full day to receive the payout to your account. If you have questions or concerns about payout speeds, contact customer service.

  • It depends on your bank, but most banks allow online gambling. Credit and debit cards are generally accepted as deposit methods without any issues, but every bank is different. If you’re not sure, what your bank’s policy is you should check with them.

  • If the dispute involves a credit or debit card you can request a chargeback from your bank. There are sites that help with online casino disputes like Casinomeister or Ask Gamblers. The best way to avoid disputes is to play at the best online betting sites for payouts and avoid blacklisted sites.

  • Yes, some casinos have withdrawal limits. You can find an online casino’s withdrawal limits on the site’s financial or cashier page. Minimum and maximum limits are posted next to the payout methods.

  • Almost all online casinos have a minimum deposit. Minimum deposits range from $10 and up depending on the site. Check the banking or cashier page for deposit minimum and maximum amounts.