Which Casino Bets Have the Highest RTP?

Slot Machine On Left Roulette Wheel On Right Casino Bets RTP Words In Center

You probably don’t place each casino bet while obsessively thinking about your long-term chances of winning. After all, return to player (RTP) figures don’t always mean much in the short run.

However, you can improve your odds of earning profits by consistently placing bets with high RTP. The good news is that plenty of these types of wagers are available.

The following guide discusses the seven bets with the highest payout percentages. None of these wagers require any complex strategy either, like you’d run into with blackjack or video poker. You simply need to make these bets and enjoy the high RTP.

1 – Craps Odds Bets

Odds are perhaps the most-unique wagers available in real money craps. They pay at your true odds of winning, meaning they deliver 100% RTP.

The only catch with craps odds bets is that you must first place a pass line or don’t pass line bet. You also need a point number to be established before backing either wager type with odds bets.

Once a point number is established, you put your odds behind the original wager. Here’s a look at your chances of winning based on the specific point number:

Pass line

  • 2:1 payout on point numbers 10 and 4
  • 3:2 payout on points 9 and 5
  • 6:5 payout on points 8 and 6

Don’t pass line

  • 1:2 payout on points 10 and 4
  • 2:3 payout on points 9 and 5
  • 5:6 payout on points 8 and 6

Many casinos allow you to wager higher than 1x odds. The bigger the odds that you bet, the higher the RTP increases.

Here’s a look at the overall payback on a pass line or don’t pass line wager combined with odds:

  • 1x odds – Pass line 99.15% RTP; Don’t pass line 99.32% RTP
  • 2x odds – Pass line 99.39%; Don’t pass line 99.54%
  • 3x odds – Pass line 99.53%; Don’t pass line 99.66%
  • 3-4-5x odds – Pass line 99.62%; Don’t pass line 99.73%
  • 5x odds – Pass line 99.67%; Don’t pass line 99.77%

You’re not looking at 100% RTP for the combined bet. However, the odds portion does deliver 100% payback.

2 – Slots Gamble Option

The gamble feature is available in some land-based and online slots. It gives you an option to double or quadruple payouts from a winning spin.

Row of Slot Machines

Here are the two main ways that the gamble option can work:

  1. Choose the color of a card suit (red/black) to double your payout
  2. Choose the suit of a card (clubs/hearts/diamonds/spades) to quadruple your prize

Depending upon the game, a gamble option can deliver 100% RTP. It can also slightly skew the results towards the house. In these situations, you might be looking at between 99% and 99.5% payback.

You can find a gamble option’s RTP by looking at the info screen. If the info section doesn’t provide the exact payout percentage, then it should at least mention your chances of winning (e.g. 49.5% probability = 99.0% RTP). In any case, you’ll be looking at high payback.

Of course, the big dilemma with gamble is whether to risk your current payout for a larger one. You just need to look at your bankroll and determine whether it’s worth the risk.

3 – Baccarat Banker Bet

The banker and player hands face off when playing live baccarat. While you can wager on either side winning, you should put your money on the banker to achieve the highest RTP.

The banker bet delivers 98.94% RTP. It wins 50.68% of the time when not accounting for ties. You’ll receive a 1:1 payout when successful with this wager.

Of course, you may wonder why the banker bet doesn’t offer over 100% payback, given that it wins over half the time.

Casinos take a 5% commission out of winning banker bets. They do this to retain their advantage and make both the banker and player wagers worthwhile.

Of course, even with the 5% commission involved, the banker wager offers a better payback. That said, you might just want to stick with this bet.

4 – Baccarat Player Bet

The player bet wins whenever the player side has a better hand than the banker. It features 98.76% RTP and delivers a 1:1 payout.

You can see that the player hand only offers slightly worse RTP versus the banker’s hand. Therefore, you might consider it as an alternative if you ever get bored with placing the same bet over and over.

Going further, you don’t have to worry about commissions with player bets. This aspect is really helpful when playing in land-based casinos.

After all, many brick-and-mortar casinos don’t take the 5% commissions out of wins. Instead, you must hold them yourself and pay them at the end of a session. Player bets eliminate this headache and allow you to play without worrying about how much you’ll need to pay in commissions.

5 – French Roulette Even Money Bets

French roulette is one of the three main roulette variations. It plays out on a European wheel and offers a unique rule.

Beginning with the European wheel, it features 37 numbers and a single zero pocket. This setup by itself leads to 97.30% RTP.

Two Different Roulette Wheels

However, the French variation takes things a step further by including the la partage rule. La partage gives half of your losing even-money bets back when the ball lands on zero.

Even-money roulette wagers include 1-18/19-36, black/red, and even/odd. As long as you place one of these bets, then you’ll benefit from the la partage rule.

Be careful not to mix French roulette up with European roulette. The latter is played on the same wheel and looks identical.

The main difference, though, is that European roulette doesn’t feature la partage. It still offers a respectable 97.30% RTP, but that figure is 1.35% lower than what the French variation offers.

6 – Craps Don’t Pass Line Bet

As covered before, don’t pass line is one of the craps bets that you can put odds behind. But the don’t pass line wager pays pretty well itself with 98.64% RTP.

You place this wager before the come-out roll. The possible results on the come-out roll include:

  • Win with 7 or 11
  • Lose with 2, 3, or 12
  • Any other number will establish a point number.
When a point is established, you need the shooter to roll a seven before the point for a win. If you win this bet at any time, then you’ll receive a 1:1 payout.

Don’t forget that you can improve the RTP even more with odds. You just need to wait until the point number is established before taking them.

7 – Craps Pass Line Bet

The pass line wager, which delivers 99.59% RTP, is essentially the mirror to don’t pass line. It’s also placed before the come-out roll and offers the following potential results.

  • Win with 2 or 3
  • Push with 12
  • Lose with 7 or 11
  • Any other number will establish a point number.

When the result is a point number, you need the shooter to toss the given point before a 7 to win. You’ll collect a 1:1 payout on all wins.

You can see that the don’t pass line bet is slightly more favorable than the pass line. However, many land-based craps players choose the pass line bets because they enjoy wagering on the shooter winning.

8 – Craps Place 6 & Place 8

Place six and Place eight are the two best prop bets in craps. They both feature 98.48% RTP, which is just slightly off what pass line and don’t pass line offer. Both wagers offer 7:6 payouts and carry 6:5 odds of winning.

Overhead View of a Craps Game

When making the Place 6 wager, you need a 6 to be rolled before a 7. With Place 8, you’ll need 8 to come up before a 7.

Place 6 and Place 8 are definitely suitable alternatives when you’re looking to bet on more than just pass line and don’t pass line.

9 – Online Big Six Bets

Playing Big Six is normally terrible as far as RTP goes. Some of the land-based versions feature bets with under 76% RTP!

Before you begin thinking that this game is a complete scam, you should consider that online Big Six is one of the top-paying games.

The Gamesys version offers 97.96% RTP on every wager. You can pick anywhere from the $1 space to the $23 space and still enjoy high payback.

If you’re unfamiliar with this game, a bet on the $1 spot pays 1:1 on your stake. Meanwhile, a wager on the $23 spot would deliver 23:1 on your stake when successful.

Stick to Casino Games With the Highest RTP

Most casino bets deliver somewhere in the neighborhood of 95% and 97% RTP. The wagers above, however, break the mold by paying more than normal.

If you’re highly focused on winning, then you should definitely look towards odds bets. They offer 100% RTP by themselves and can significantly improve the already high payback behind pass line and don’t pass line wagers.

The slots gamble option is another winner. Assuming you’re willing to risk a hard-earned slots payout, then you can enjoy up to 100% RTP when using a gamble feature.

Any of the other wagers covered here will give you solid long-term chances of winning too. That said, you can mix and match the best casino bets in pursuit of profits.