How to Increase Your Gambling Bankroll – Even If You’re Losing

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Bankroll management is a big key to any type of gambling. You must be good at managing your money if you want to last with any game of chance.

But even if you’re extremely disciplined, your bankroll will likely disappear. This thought is especially true if you’re dealing with house-banked games, such as baccarat, craps, and roulette.

The house has an advantage in most forms of gambling. Therefore, you often need luck to increase your bankroll.

However, you also have the ability to boost your gambling funds with the right approach — even if you’re losing. I’ll explain how you can pull off this feat below.

How to Get Started With Bankroll Management

You can’t begin increasing your bankroll without first understanding the principles of bankroll management. The idea behind this concept is to properly manage your funds so that you don’t lose everything early on.

Many gamblers struggle to avoid the temptations of making huge wagers and/or chasing losses. The latter refers to making larger and more-frequent bets to recoup previous losses.

Of course, you won’t get very far just by understanding the why behind bankroll management. You also need to come up with a solid plan.

You can get as detailed as you’d like with your plan. But if you’re looking for somewhere to begin, then here’s a simple example:

  • You have a $1,000 bankroll.
  • You break this amount down into 100 units worth $10 apiece.
  • You only wager 1 unit on each outcome.
  • You play blackjack and only wager $10 on each hand.

The fun thing about bankroll management is that there’s no one-size-fits-all plan. You can use a variety of strategies to manage your funds.

However, the concept of breaking your bankroll down into 100 units and only wagering one unit each time is a simple-and-effective method. This strategy helps you choose appropriate stakes for your bankroll size and avoid making overly large bets.

Add To Your Bankroll Every Week

Coming up with a plan is a great start. However, you eventually need to add more money to make your bankroll increase.

This is another area that allows for some variation. But you might first start by adding a percentage of your weekly income to your bankroll.

With this strategy, you’re essentially treating your gambling bankroll like an investment. You put a little bit towards each week and watch it grow.

Of course, your gambling bankroll isn’t like a 401k where it appreciates over time. You’re more likely to lose money from this investment.

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But if you like gambling and want to do so responsibly, then adding funds in a consistent and controlled manner helps better sustain your bankroll.

How much do you add every week? Your target should be a small percentage of your income that you can easily afford.

Here’s an example:

  • You have a $2,000 bankroll.
  • You earn $1,000 per week before taxes.
  • $200 goes towards taxes.
  • $300 goes towards food and other expenses.
  • $350 goes towards bills.
  • $50 goes into savings.
  • Remaining $100 is added to your bankroll each week.

$100 isn’t a lot to put into your bankroll. However, it amounts to an extra $400 each month. If you’re disciplined enough to avoid losing more than you take in, then your bankroll is guaranteed to increase.

Set a Stop Loss Limit

The key to increasing your bankroll is simple: take in more than you lose. Assuming your salary is set and you can’t earn more each week, then you absolutely must avoid taking heavy losses.

You can set a weekly stop-loss limit to ensure that you don’t lose too much in any given week. A stop-loss limit refers to a predefined point where you quit gambling no matter what.

Here’s an example:

  • You add $100 to your bankroll every week.
  • You set a stop-loss of $80 per week.
  • 100 – 80 = $20 weekly profit

The rate at which you hit the stopping point varies. After all, gambling can be very volatile depending upon what you’re playing.

You could easily lose $80 playing slot machines or poker cash games in 30 minutes. Assuming you hate the thought of reaching your limit in half an hour, you should choose a less-volatile game.

Baccarat, blackjack, craps, roulette, and poker tournaments can all feature low volatility. You just have to choose the right stakes to minimize potential losses.

Learn Strategy for Your Chosen Form(s) of Gambling

Bankroll management by itself doesn’t help you beat gambling. Instead, it’s merely a system for helping you stay in the game longer.

Assuming you want to win profits, or at least extend your entertainment, then you need to learn strategy for your favorite games.

Of course, certain forms of gambling don’t involve much in-depth thought. Baccarat, lotteries, and slots are all examples of games that require little-to-no strategy.

Other games, however, do give you a stronger chance to win based on your skill level. Blackjack, daily fantasy sports (DFS), sports betting, Texas hold’em, and video poker feature complex strategy.

You can actually win profits through these forms of gambling if you’re good enough. Even if you don’t become a long-term winner, though, you should still learn strategy to boost your chances of winning.

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The better your skills are, the less chance you have of losing more money than you can add each week. If you’re a rare breed, you might even win profits through these skill-based games and increase your bankroll on the side.

Review Your Bankroll Management System to See If It’s Working

You may be very hesitant to consider scrapping a bankroll management plan that you develop. After all, you’ll want to waste time and effort when managing your gambling funds.

Nonetheless, you should still consider reviewing your bankroll strategy from time to time. Your goal is to determine if you’re sufficiently growing a bankroll rather than losing money.

Here’s an example of the latter:

  • You add $200 to your bankroll every week.
  • You set a stop-loss of $160 per week.
  • You’re supposed to save $40 each week for your bankroll.
  • However, you go over your stop limit a couple of times.
  • Your bankroll decreases by $200 throughout the month.

In this situation, the obvious fix is to remain more disciplined with your stop-loss amount. You may consider making credit cards and other forms of money less accessible (i.e. leaving card in your casino hotel room) after hitting your limit.

In other cases, you might not like how quickly you’re reaching the stop loss. To remedy this problem, you could choose a less-volatile game and/or reduce your stakes.

The most-important thing is to revisit your bankroll management plan, and give your plan an honest evaluation. Assuming one or more aspects of the strategy are working, you should improve upon the flaws and develop a new plan.


The most-common way that gamblers handle their bankroll involves taking whatever spare cash they have to the casino, sportsbook, etc. The problem with this plan, though, is that they never increase their bankroll amount and constantly have to reload.

You can avoid this problem by coming up with a roadmap for how you’ll manage your gambling funds and add to your bankroll.

Everything begins with developing a plan. You could create a detailed bankroll management strategy or simply use the 100-unit plan I covered earlier.

From here, you can go through your finances and figure out how much you can add each week. Obviously, you should never take away too much from your bills/expenses just to grow your bankroll.

You also want to consider setting a stop-loss limit. This limit prevents you from losing too much money and ruining plans to increase your bankroll.

Your gambling skills also have a direct impact on your bankroll management plan. The better you are at casino games, the less money you’ll lose. Ideally, you’ll even be good enough at certain games to win profits.

But before you have dreams of winning the World Series of Poker, you should have your bankroll strategy mapped out. Assuming you get this aspect down and slowly grow your funds, then you’ll be more confident in learning the rest.