How to Determine if Baccarat Bonuses Are Worth Your While

Two Different Baccarat Tables with People Playing

Baccarat is already one of the most favorable games in online casinos. It offers 98.84% return to player (RTP) when you make the banker bet.

However, you can boost your chances of winning even more through baccarat bonuses. The latter provides an opportunity to collect free cash on top of your play.

However, not all baccarat bonuses are the greatest deals. Some feature insane requirements that make them more hassle than they’re worth.

With that said, you should definitely ensure that a baccarat bonus is worthwhile before chasing it. The following advice will improve your chances of finding good deals.

Check If Baccarat Qualifies for Bonus Offers

Some online casinos are stingy regarding which games are eligible for bonuses. They may only allow certain games, such as slots, keno, and scratch cards, to qualify.

You should always check to ensure that baccarat is eligible for a bonus deal. You can do so by looking at an online casino’s terms and conditions.

This page should reveal whether or not baccarat is a restricted game. If it’s restricted, then you can’t use baccarat to meet playthrough (covered later).

Mobile casinos commonly restrict one or more table games with high RTP from bonuses. Baccarat may or may not be amid the list of restrictions.

Therefore, you certainly don’t want to take it for granted that baccarat will automatically qualify for deals.

Determining the Value of a Baccarat Bonus

Once you ensure that the baccarat will be eligible for a given bonus offer, you can begin judging its value. The following aspects play a big role in how valuable baccarat bonuses are.

What’s the Playthrough?

Every deal—whether it’s for slots, baccarat, or another game—is subject to playthrough (a.k.a. rollover). Playthrough dictates how much you’ll need to wager before officially earning a bonus. Once you complete the rollover requirement, you’ll be able to withdraw the money.

Online Baccarat Screenshot

Playthrough is typically expressed as a multiple of the bonus. However, it can also pertain to a multiple of the bonus plus deposit amount.

Here’s an example on each scenario:

Multiple of the Bonus

  • You qualify for a $50 bonus
  • Playthrough is 60x
  • 50 X 60 = $3,000 must be wagered

Multiple of the Bonus Plus Deposit

  • You deposit $50 and qualify for a $50 bonus
  • Rollover is 40x the bonus + deposit
  • [50 + 50] x 40 = $4,000 must be wagered

Aside from showing the differences between a multiple of the bonus or bonus plus deposit, these examples illustrate how lower playthrough is preferable.

In the first example, you only need to wager 60x the bonus. As a result, you have to wager $3,000 before cashing out.

With the second scenario, you must bet what amounts to 80x the bonus. In this case, you’ll need to wager $4,000 before withdrawing the funds.

Number of Days to Meet Playthrough

Mobile casinos don’t give you an infinity to satisfy playthrough. Instead, they put a cap on how many days you have to satisfy wagering requirements.

In most cases, you’ll need to meet rollover within 30 to 180 days. Of course, you should check the terms and conditions to find out the exact amount of time that’s available.

If you really want to cash out a bonus, you shouldn’t have trouble satisfying playthrough within the allotted time. But if the rollover is high, then you’ll experience more difficulty accomplishing this feat.

Here’s a comparison to show how high playthrough can affect the time frame requirement:

Example #1

  • You qualify for a $100 bonus
  • Rollover is 80x
  • 100 × 80 = $8,000 must be wagered
  • Two Poker Cards and Colorful Casino Chips

  • You have 30 days to meet playthrough
  • 8,000 / 30 = 267.67
  • You’ll need to wager $267.67 on average per day

Example #2

  • The same variables from above apply to this scenario
  • Except, you now have 60 days to meet rollover
  • 8,000 / 60 = 133.33
  • You’ll need to wager $133.33 on average per day

Other Terms and Conditions

Rollover and the timeframe associated with it aren’t the only terms that must be satisfied. Casinos also require you to meet several other conditions.

Here are common terms that are often associated with baccarat bonuses:

  • Claim the offer – You need to visit the area where you find your account and activate the bonus.
  • Time to claim offer – Gaming sites allow a few days or more to claim the bonus.
  • Maximum bet – You’re not allowed to bet more than a certain amount (e.g. $75) when using a bonus that’s active. Otherwise, you risk nullifying the deal.
  • Restricted games – As mentioned before, baccarat and/or other games might not qualify for an offer.

What Baccarat Bonuses Are Available?

A baccarat bonus can fall into one of multiple categories. Here are the most-common baccarat deals that are available across the gaming industry.

Group of Happy People Playing Baccarat

Welcome Bonus

A welcome bonus refers to the first deposit bonus that you qualify for upon joining a casino. It’s worth a match percentage of your first deposit.

Here’s an example:

  • A mobile casino offers a 100% match bonus worth up to $500
  • You deposit $400
  • You’re now eligible for a $400 bonus

Sometimes, casinos separate their welcome offers into slots and table games bonuses. You want to focus on the latter when playing online baccarat and other table games.

Reload Bonus

A reload bonus is one that’s available after you’ve earned the welcome bonus or it has expired. At this point, you’re no longer a new player and will qualify for regular promotions.

Reload offers aren’t as big as welcome deals, but they do allow you to keep scooping bonus cash after the fact.

Here’s an example of a baccarat reload offer:

  • An online casino features a 75% match bonus worth up to $100
  • You deposit $100
  • You’re now eligible for a $75 bonus

No Deposit Bonus

A no deposit bonus is a favorite because it doesn’t even require you to fund an account. Instead, you only need to complete registration.

Upon receiving a no deposit bonus, you use it to generate winnings. You’ll be able to cash out what’s left over after meeting playthrough and other terms.

Here’s an example on how a no deposit offer works:

  • You complete registration
  • The casino gives you a $20 bonus
  • Playthrough is 100x on table games
  • 100 x 20 = $2,000 must be wagered
  • You have $10 left after satisfying rollover
  • You can withdraw the $10, provided it meets the minimum cashout

Qualifying for a Baccarat Bonus

If you’re new to mobile casino bonuses in general, then you might need a few pointers on obtaining these offers. Here are the steps to qualifying for bonuses.

Step 1: Find a Bonus Code

Many gaming sites require you to use a bonus code before becoming eligible for an offer. You might need to enter “50BONUS,” for example, to qualify for a $50 bonus.

iPhone Displaying Online Casino, Poker Chips, Cards Popping Through Screen

You can often find such codes at online casinos themselves. The welcome bonus code may be plastered across the homepage. Meanwhile, you’ll find more codes in the promotions section.

Alternatively, you can visit an affiliate site and look for bonus codes. Affiliates are nice because they list lots of different casinos’ codes on one page.

Step 2: Sign Up

Real money online gambling sites do a good job of advertising where you can register. They typically feature oversized “Join Now” or “Sign Up” buttons on the homepage.

After selecting the relevant button, you visit the registration form. You simply need to fill in the blanks and submit the form for approval.

If needed, a bonus code field will also be on the signup page. Here’s where you enter the relevant code if you’re seeking a baccarat bonus.

Step 3: Meet Terms and Conditions

As you can imagine, mobile casinos don’t just give you bonus money right away. They instead want you to satisfy terms and conditions before cashing out.

I’ve covered the most common terms throughout this post. You should always visit a casino’s terms and conditions page to figure out the exact requirements for that specific gaming site.


The value of a baccarat bonus isn’t always necessarily rooted in its size or match percentage. The terms and conditions behind an offer also play a big role in the value.

Playthrough has a huge impact on bonuses. Lower playthrough allows you to earn bonus funds as quickly as possible.

You should also pay special attention to the rollover time frame. A longer time frame ensures that you don’t need to bet as much per day to satisfy playthrough.

Of course, you always want to check out the other terms as well to make sure that you’re getting a fair deal.