5 Online Blackjack Games with the Lowest House Edges

Dealt Blackjack Table With a Blackjack Logo on Top Left

Online blackjack already gives you a strong chance to win. Most online games offer somewhere in the neighborhood of a 0.5% house edge.

However, some mobile blackjack game stand out above the rest. They feature insanely high RTP that provides the best possible chance to win.

Assuming you want to enjoy the highest payback with online blackjack, then you’ll need to know which games to play. The following guide discusses the 5 mobile variations with the lowest house edges. It also covers tips for maximizing your winnings on these games.

1 – Blackjack Surrender from Ezugi

This game refers to when the early or late surrender rule is available. With late surrender, you can surrender your hand and receive half your bet back after the dealer checks for a natural blackjack.

Late surrender alone only decreases the house edge by 0.07%. It doesn’t have a huge impact on your odds of winning.

Nevertheless, Ezugi offers a blackjack surrender game with such excellent overall rules that it only carries a 0.11% house edge. This game is the best that I’ve seen in either land-based or online casinos.

2 – Bonus Blackjack from 1×2 Gaming

Bonus blackjack gives you the opportunity to place one or more side bets. These side wagers in themselves aren’t usually great propositions.

However, if you stick with the main game in 1×2 Gaming’s bonus blackjack, then you’ll enjoy a 0.18% house edge. Stay away from the side wagers, though, to boost your chances of winning.

3 – Single Deck Blackjack from Saucify

Single deck blackjack is a coveted game. In fact, many land-based casinos put out “Single Deck” signs to attract players to tables.

Of course, a single deck alone doesn’t guarantee a great game. Other favorable rules are needed to lower the house edge.

Closeup of a Blackjack Table

Saucify offers a variation that only carries a 0.21% house edge. This game is the best of the bunch among single deck variants.

4 – Double Deck Blackjack from PokerStars

Double deck blackjack is nothing outstanding by itself. It’s better than four, six, or eight-deck blackjack based solely on the decks. As seen above, though, single deck games are more favorable.

Nevertheless, PokerStars has a double deck game that’s definitely worth playing. Its double deck blackjack has a 0.23% house edge, which is almost in line with Saucify’s single deck variation.

5 – (Tie) Single Deck Blackjack from Microgaming & NordicBet

Microgaming and NordicBet round out our list of the highest-paying online blackjack games. Each has a single deck game with a 0.31% house edge.

These variations are 0.1% away from Saucify’s version on the house advantage scale. Of course, they’re still worth playing in comparison to almost any other blackjack game.

Benefits of a Low Online Blackjack House Edge

The obvious benefit to a low blackjack house advantage is that you have a better chance to win. However, there are some more-specific advantages to playing games with a small house edge.

Lower Theoretical Losses

Unless you’re counting cards in a land-based casino, the house will hold an advantage. That said, you do need to be mindful of your theoretical losses.

Assuming you don’t have a successful session, then you at least want to minimize losses. A lower house edge reduces losses during unsuccessful sessions.

Blackjack Cards and Casino Chips on Casino Blackjack Table

Here are some examples of theoretical losses as they relate to the house advantage:

Example #1

  • You play an online blackjack game with a 0.6% house edge
  • You log 250 hands per hour
  • You bet $2 a hand
  • 250 x 2 = $500 wagered each hour
  • 500 x 0.006 = $3 in hourly theoretical losses

Example #2

  • You play an online blackjack game with a 0.4% house edge
  • You log 250 hands per hour
  • You bet $2 a hand
  • 250 x 2 = $500 wagered each hour
  • 500 x 0.004 = $2 in hourly theoretical losses

Example #3

  • You play an online blackjack game with a 0.2% house edge
  • You log 250 hands per hour
  • You bet $2 a hand
  • 250 x 2 = $500 wagered each hour
  • 500 x 0.002 = $1 in hourly theoretical losses

Extend Your Bankroll Longer

The hope is that you’re able to win money with blackjack. Given how this is a negative-expectation game, though, the casino has better long-term odds of winning.

Therefore, you want to be mindful of how long your bankroll will theoretically last. A smaller house edge helps you get more out of your gambling funds.

Here’s a comparison to illustrate this point:

Example #1

  • You bet $2 per hand
  • You play 200 hands an hour
  • The house edge is 0.5%
  • 2 x 200 x 0.005 = $2 in hourly theoretical losses
  • Your bankroll is worth $50
  • 50 / 2 = 25
  • Your bankroll will theoretically last for 25 hours

Example #2

  • You bet $2 per hand
  • You play 200 hands an hour
  • The house edge is 0.5%
  • 2 x 200 x 0.005 = $2 in hourly theoretical losses
  • Your bankroll is worth $30
  • 30 / 2 = 15
  • Your bankroll will theoretically last for 15 hours

Better Chance to Win Profits

Given how low some blackjack house advantages are, you have a decent chance to win profits in any given session. The odds of this happening only increase when the house edge decreases.

If the casino’s advantage is 0.5%, then you’re almost in a coin-flip situation with them. You just need proper strategy and a little luck to win money.

Players Around a Blackjack Table

Sometimes, you’ll get really hot and earn serious profits. Your potential profits only figure to increase when the house edge is extremely low.

Tips for Playing the Best Online Blackjack Games

You’re already ahead of the curve when playing mobile blackjack with favorable odds. However, you can increase your winnings even further with the following tips.

Learn Specific Strategy

The low house edges covered earlier assume that you use the perfect strategy. Therefore, you need to know the proper blackjack strategy to achieve the stated house advantage.

Furthermore, you must know the specific strategy for whatever game you’re playing. The correct decisions for blackjack surrender, for example, will differ from perfect play for bonus blackjack. That said, you should search for a strategy that relates to whatever game you’re playing.

You can use a basic strategy chart if you’re totally new to blackjack. However, such a chart will only get you so far. You need to specialize in your game of choice.

Choose Casinos with Online Blackjack Bonuses

Online blackjack is unique in that it offers bonuses. Such deals see you receive a match percentage bonus based on your deposit amount.

Here’s an example:

  • A gaming site offers a 100% match bonus worth up to $200
  • You deposit $50
  • You’re now eligible for a $50 blackjack bonus

Not all mobile casinos offer blackjack bonuses. That said, you only want to play at gaming sites that do provide blackjack-specific deals. You can spend time browsing the promotions section beforehand to see what’s available.

Set Up Your Bankroll

The most-important rule of blackjack is to only risk what you can afford. This being said, you want to choose a reasonable bankroll size.

You should go through your monthly finances and expenses to figure out how much you can dedicate to blackjack. After doing so, you may find that you’re comfortably able to risk up to $500.

Multiple Blackjack Hands on a Table

As covered before, you can do some math to determine how long your bankroll will last. This math also helps you figure out which stakes to play.

Don’t Think that You’re Invincible

The goal of finding a low house edge is to improve your odds of winning. However, even the lowest house advantage won’t make you invincible.

The casino still holds the edge no matter what. Unlike in land-based casinos, you can’t count cards in online blackjack and gain an edge.

Therefore, you need to go into the matter with a realistic mindset. You have a solid chance to win when the house edge is 0.5% or less.

Nevertheless, you’re still at about a 50-50 prospect of losing. You should play at reasonable stakes and avoid getting overconfident.

Slow Your Play Rate

If you’re worried about hanging onto your bankroll, then you want to reduce the amount of hands played each hour. Fewer hands means less exposure to the house edge.

Here’s a comparison to emphasize this point:

Situation #1

  • You play 300 hands an hour
  • You bet $3 on each hand
  • 300 x 3 = $900 wagered each hour
  • The house edge is 0.4%
  • 900 x 0.004 = $3.60 in hourly theoretical losses

Situation #2

  • You play 180 hands an hour
  • You bet $3 on each hand
  • 300 x 3 = $560 wagered each hour
  • The house edge is 0.4%
  • 500 x 0.004 = $2 in hourly theoretical losses

Online blackjack moves at a quicker pace than the land-based version. After all, the dealer doesn’t need to physically shuffle the cards and deal.

Blackjack Table With Dealer and Players

That said, you especially want to be mindful of your play rate. You might take extra breaks to slow down how quickly you’re playing.


The 5 mobile blackjack games discussed here currently give you the best chance to win. They all have a 0.31% house edge or lower.

Ezugi’s blackjack surrender is especially favorable. It only carries a 0.11% house advantage, making it quite possibly the most-favorable online casino game of all.

Of course, bonus blackjack (1×2 Gaming), double deck (PokerStars), and single deck (Microgaming & NordicBet) are also great games. If winning is crucial to you, then you’ll definitely want to find one of the blackjack variations covered here.